A mutual fund is a good idea for making investments for retirement as it preserves the income and assets of an individual. It is not good for making investments in an emergency fund or short-term savings as there is a chance of losing the money.
What is a mutual fund?A mutual fund is a company that invests the money of various individuals in varied securities in order to get profitable returns. The person who invests in these funds is called a mutual fund investor.
When the amounts are invested in an emergency fund or short-term savings then there is a chance of losing all the investments at one time due to a fall in the value of assets over the period of time. But if the investments are made in mutual funds concerning the retirement period then the investments are conserved for future growth. There are chances of getting good returns with minimum risk on the mutual funds.
Therefore, the mutual fund investments are good for retirement in comparison to emergency funds.
Learn more about the mutual funds in the related link:
https://brainly.com/question/14378238
#SPJ1
What are three strategies that you can use to make better financial decisions?
(Personal and Family Finance class)
Investments, Savings, and Expenses are the three basic strategies, which can help a person take better and efficient financial decisions on a personal level.
What are better financial decisions?The strategies to choose the investments in different assets and debt classes will enable a person to increase his chances of gaining better financial returns. The amount of money, a person decides to save for any future requirements will help him out of the financial crises that may take place in his life. The strategy on where to spend and where not to spend will help a person have more disposable income to fulfill the financial needs in the future.
Hence, the strategies for taking better financial decisions are as aforementioned.
Learn more about financial decision here:
https://brainly.com/question/19502030
#SPJ1
Which factor might pose the greatest risk to a person applying for a credit
card for the first time?
O A. A short grace period
B. A low introductory credit limit for the first six months
C. A lack of fees
D. A low introductory rate that will increase over time
A low introductory rate that will increase over time is the factor might pose the greatest risk to a person applying for a credit card for the first time. Hence, option D is correct.
What is introductory rate?Introductory rate is the interest rate that is charged to the person at the initial stage of the loan. The interest rate can be minimal, or it is not necessary to charge the interest rate.
The introductory rate is used to sell the loan to customers and make it seem appealing. They may or may not apply to cash advances, although they are frequently utilized for the application of balance transfers.
Thus, option D, A low introductory rate that will increase over time is correct.
For more details about Introductory rate, click here:
https://brainly.com/question/9194048
#SPJ5
What is the function of the Federal Reserve (Fed)?
A. Controls the money supply
B. Requires financial information from publicly traded companies
C. Regulates stockbrokers D. Protects investors
Plsss help me!!!
The process of defining, dividing, and subdividing a large homogenous market into clear identifiable segments having similar needs, wants, or demand characteristics is identified as _______.
The process of defining, dividing, and subdividing a large homogenous market into clear identifiable segments is Market segmentation.
What is Market segmentation?Market segmentation can be regarded as the process involving aggregation of prospective buyers base on what they needs into different segments so as to suite the market.
Therefore, Market segmentation is been done base on the demand characteristics.
learn more about Market segmentation at: https://brainly.com/question/8942121
#SPJ1
your employer withholds money from each paycheck. what is this money used for?
If a mcdonald’s menu board advertises mini meals, a small bundle of items for $3, mcdonald’s is most likely using which type of pricing strategy?.
The pricing strategy that McDonald's is likely using is called Value pricing.
What is Price?This refers to the stated value for a given product that would have to be satisfied to purchase the item.
Hence, we can see that if McDonald makes an advertisement about mini-meals that cost $3 for small bundle of items, the pricing strategy that they are using is known as value pricing,
'
Read more about pricing strategy here:
https://brainly.com/question/7303679
#SPJ1
Assessing what fundamental organizational culture properties affect project successes and failures, or become a hindrance to project teams, is a part of the retrospectives methodology.
It is true that assessing what fundamental organizational culture properties that affect project successes and failures or become a hindrance to project teams is a part of the retrospectives methodology.
What is Culture?Culture refers to the ways of life that include arts, beliefs, and institutions passed down from one generation to other.
The organizational review assesses what fundamental organizational culture properties affect project successes and failures or become a hindrance to project teams.
Learn more about Culture here:
https://brainly.com/question/1558410
#SPJ1
Abc buys widgets for $5 cash and sells them on account for $8. From a cash flow perspective, the receivable is valued at?.
The recievable would be valued at $0
Georgina puts $45 into an account which pays interest at a rate of 5.2% per year. How much money would she have after a year
Answer:
The money transfer to the bank accountTrue or false: Promotions tailored to specific countries or regions may be more successful, since each country or region has its own culture, language, and buying habits.
The given statement about the success of tailored promotions for individual countries is true.
What is a Tailored Promotion?This refers to the type of advert or creation of awareness that is specific to a country or place and considers its needs for effective marketing.
Hence, we can see that because of this attention to detail about their language, culture, buying habits, etc, a tailored promotion is more likely to be successful.
Read more about tailored adverts here:
https://brainly.com/question/10382385
#SPJ1
interview a business owner on the crisis experienced in the workplace . attach an interview schedule as part of your oral presentation
Some of the questions to ask the business owner during the interview are:
Have you ever experienced a crisis at your workplace?How did you resolve it?How did you ensure that it does not happen again?What is an Interview?This refers to the series of questions that are asked to a person to ascertain a thing, usually in a formal setting.
Hence, we can see that when making an interview of a business owner about crisis experienced at work, it is important to ask relevant questions and they are listed above.
Read more about interview questions here:
https://brainly.com/question/8846894
#SPJ1
What are the different components that electronic banking provides?
Answer:
Effiency, you can't spend more than you have.
Explanation:
Electrical banking allows you to make purchases online much quicker rather than punching in the numbers for your credit/debit card. And with electrical banking, the money comes directly from your account unlike a credit card its the banks money so if you spend to much, you're in debt, but that can't happen with electrical banking.
What are the four parts of the SWOT analysis?
Answer:
Strengths, Weaknesses, Opportunities, and Threats
Explanation:
Answer:
Strengths, Weaknesses, Opportunities, Threats. AKA. SWOT.
Explanation:
A SWOT analysis is a technique for assessing these four aspects of your business.
Which nims management characteristic helps to eliminate confusion?.
Answer:
Chain of command and unity of command help to ensure clear reporting relationships exist and eliminate the confusion caused by multiple, conflicting directives.
Sandra and Miriam are the same age. Sandra's parents deposited $10,000 into a
college savings account in the year she was born. Miriam's parents deposited
$10,000 into a college savings account when she was 14. There were no additional
deposits or withdrawals from either account, and both accounts have earned an 8
percent rate of interest, compounded annually, each year. (Select 2 reasons why)
Sandra will have more money in her college savings account at age 18?
Select 2 correct answer(s)
Sandra's parents deposited more into her account than Miriam's parents
Miriam's account will be penalized for early withdrawal.
Miriam's account has not been compounding interest as long as Sandra's.
Sandra's account has been earning interest for 14 more years than Miriam's
The reason why Sandra would have more money in her account would be due to:
Sandra's account has been earning interest for 14 more years than Miriam's.Miriam's account has not been compounding interest as long as Sandra's.The reasons why Sandra would have more money in her accountOne of the great reasons why Miriam would have greater interest is due to the fact that her account has been receiving more interest compared to Miriam's.
Another factor is because of the compound interest. The original 10000 in Sandra's savings has earned interests overtime and the interests have also earned further interests.
Read more on interest rates here:
https://brainly.com/question/2294792
#SPJ1
What actions can the Federal Reserve take when a bank is not meeting regulations? (Select all that apply.)
Issue an enforcement action.
Raise the discount rate for the bank.
Decommission the bank.
Change consumer laws.
The actions can the Federal Reserve take when a bank is not meeting regulations include:
Issue an enforcement action.Decommission the bank.What is a Federal Reserve?It should be noted that the Federal Reserves simply means the body that is responsible for overseeing the economy in a country.
In this case, the actions can the Federal Reserve take when a bank is not meeting regulations include issuing an enforcement action and the decommission the bank.
Learn more about federal reserve on:
brainly.com/question/25817380
#SPJ1
You are the manager of a fertility clinic and you need to purchase an Ultrasound for the providers. The equipment's acquisition cost is $65,000. You have arranged financing with the bank for a 15 year loan at an 8% interest rate. What is your monthly payment
The supervisor bought Ultrasound for the company, so his month-to-month bills will be $5200.
What is an easy hobby?Simple interest is a short and smooth approach to calculating the interest rate on a loan. Simple interest is calculated by multiplying the daily interest fee by the number of days between bills.
This kind of interest generally applies to car loans or short-term period loans, despite the fact that a few mortgages use this calculation approach.
When you're making a charge on an easy interest loan, the charge first goes towards that month’s interest, and the rest goes towards the foremost.
Each month’s interest is paid in full, so it by no means accrues. In contrast, compound interest provide a number of the month-to-month interest lower back onto the loan; in every succeeding month, you pay for a new interest on the vintage interest.
The formulation for an simple interest is pretty, well, easy:
Simple Interest = PxIxN, where P denotes the principal and I denotes the daily interest fee. N = Number of days between bills "Simple" interest" generally applies to car loans or short-term non-public loans.In the U.S., maximum mortgages on an amortization schedule are also easy interest loans, despite the fact that they are able to genuinely experience compound interest ones.
Learn more about Simple interest, refer to:
brainly.com/question/22621039
#SPJ1
Jensen was unable to meet a project deadline, and he noticed that his friend was finding it equally difficult to complete the project on time. Jensen put the blame on the management as he felt that it didn't provide the employees with adequate resources to successfully complete the project. In this scenario, Jensen's perception represents a(n) _____
The perception of Jensen to blame the management regarding the unavailability of resources is a representation of defensive bias.
What is bias?A bias is a partial psychological orientation, which represents favor towards a particular thing or condition.
When someone does want to blame himself for not being able to complete the tasks being assigned, such a person will represent a defensive bias, so that he diverts the blame from himself.
Hence, the defensive bias of Jensen is represented in the situation as aforementioned.
Learn more about bias here:
https://brainly.com/question/1236875
#SPJ1
Food Court Inc. Leases space to Gourmet Café. Gourmet abandons the premises when the amount of the rent due on the lease is $5,000. Food finds a new tenant, Hasty Bowls, which agrees to pay $3,500 for the space over the remainder of Gourmet’s term. Food’s measure of damages is
Food’s measure of damages is $1500.
What are the measures of damages?A method of calculating damages to be paid to an affected person is called measurement of damages. In this case; food court Inc is the victim who requires measures of damages.
Calculations:
Food court Inc provides space to Gourmet cafe on lease.
The rent due on the lease when Gourmet cafe leaves the premises is $5000
Hasty bowls, a new person agreed to pay for the space on lease is $3500
[tex]\rm{Measure \;of \;damage} = \$5,000 -\ $3500\\ = \$1500[/tex]
Learn more about measures of damages refers to:
https://brainly.com/question/13533873
#SPJ1
Describe a situation where you provided or observed high-quality customer service.
A typical situation where i provided high-quality customer service is when i generously provide best customer service in my former work.
What is a high-quality customer service?These quality service involves practices like valuing of customers' time, having a pleasant attitude and providing knowledgeable resource to the customers while offering them service.
Most time, when a high-quality customer service are offered, the customers my appreciated one's effort by tipping or praise them.
Read more about customer service
brainly.com/question/4110146
#SPJ1
1.a juice company has available two kinds of food juices: orange... 1. a juice company has available two kinds of food juices: orange juice and grape juice. the company produces two types of punches: punch a and punch b. one bottle of punch a requires 20 liters of orange juice and 5 liters of grape juice.1 bottle of punch b requires 10 liters of orange juice and 15 liters of grape juice. from each of bottle of punch a a profit of $4 is made and from each bottle of punch b a profit of $3 is made .suppose that the company has 230 liters of orange juice and 120 liters of grape juice available required: a. formulate this problem as a lpp(1 point) b. how many bottles of punch a and punch b the company should produce in order to maximize profit? (using the simplex method)(8 point) c. what is this maximum profit?(1 point)
The juice company have a maximized profit of $51 when they produce 9 bottles of Punch A and 5 bottles of Punch B
The linear programming model of the problemThe following table represents the given parameters
Punch A (x) Punch B (y) Available
Orange 20 10 230
Grape 5 15 120
Profit 4 3
From the above table, the linear programming models are:
Objective function: Max P = 4x + 3y
Constraints
20x + 10y ≤ 230
5x + 15y ≤ 120
x , y ≥ 0
The bottles to be produced by the companyTo do this, we plot the graph of the constraints
See attachment for the graph of the constraints
Where we have:
Punch A (x) = 9Punch A (y) = 5This means that the company have to produce 9 bottles of Punch A and 5 bottles of Punch B for profit to be maximized
The maximum profit?In (b), we have:
x = 9 and y = 5
Substitute these values in P = 4x + 3y
P = 4 * 9 + 3 * 5
P = 51
Hence, the maximum profit of the company is $51
Read more about objective functions at:
brainly.com/question/16826001
#SPJ1
A decline in real gdp lasting at least two quarters or more is called a.
Answer:
A decline in gdp lasting at least two quarters or more is called a recession
Explanation:
MAY IT HELP U
MARK AS BRAINLIST
g he contractual rate of interest on a Bond is also known as a. the effective interest rate. b. the stated interest rate. c. the market interest rate. d. the maturity interest rate.
Answer:
B. The Stated Interest Rate.
Explanation:
hope it helps ^^'
the answer is c i just got it right on plato
Answer:
the answer to what lol
Explanation:
What does it mean when the feds raise interest rates?.
Answer:
slowing the economy by pushing up borrowing rates and raising the annual percentage rate on savings
Explanation:
difference between credit sales and credit card sales
Answer:
credit sales are sales on credit timing and exchange and credit card sales are sales on the card by banking
Answer:
credit card sales is different credit sales because the credit card sales is paying by your bank money
the credit sales is cash paid later
what chance does the average child have of their information being exposed in a data breach?
Answer:
The chance of experiencing a data breach was 29.6 percent in 2019, an increase from 27.9 percent in 2018
Explanation:
The chance of a CHILD experiencing that is unknown, because there are so many different scientific studies and reports that say completly differnt things.
Which is considered a "safe" investment?
An Investment that gains slowly over time
An investment that is considered short term
An investment that changes quickly
An investment that does not match your risk tolerance
An investment can be called a safe Investment when it gains slowly over time. Thus, option A is the correct statement.
What do you mean by Investment?Investment is the determination of an asset to gain a boom in price over a duration of time.
Investment calls for a sacrifice of a few assets, consisting of time, money, or effort. In finance, the cause of making an investment is to generate a return from the invested asset.
Thus, option A is the correct statement.
Learn more about Investment here:
https://brainly.com/question/1305349
#SPJ1
If the market price moves from one point on a demand curve to another point
on the curve, what has happened to total market demand?
O A. The total market demand has decreased.
B. The total market demand has not changed.
C. The total market demand has been adjusted by a change in
supply.
D. The total market demand has increased.
When the market price shift from one point to another, the total market demand has not changed in the demand curve. Thus, the correct answer is B.
What do you mean by the demand curve?A demand curve represents a correlation between the price of the product and the quantity of the desired product. This is represented with the help of a graph, where the vertical axis keeps the price and the horizontal axis brings the desired quantity.
When the market price shift from one position to another position in the demand curve, it would not affect the total market demand because it has just shifted and not increased the prices.
Therefore, the correct answer is B that market demand has not changed.
Learn more about the demand curve, here:
https://brainly.com/question/13828738
#SPJ1
For which level of management are conceptual skills particularly important?.
Top level of management are those that need conceptual skills and its so important to them.
Why is so important for the top management ?Conceptual Skills are so important especially to the top managers because it help them to evaluate any situation so that in proper case alternative courses of action can be seek.
Therefore with good conceptual skill, strategic planning can be used in handling problem.
learn more about Conceptual Skills at: https://brainly.com/question/4382381
#SPJ1
