Why are interest rates on long-term loans higher than interest rates on short-term loans?

Answers

Answer 1

Answer:

loans that are loans

Explanation:

loanssss

Answer 2

Answer:

The long-term rate is not always higher, just usually. The reason is borrowers will usually pay more to secure long-term funding, while lenders prefer to be able to get their money back earlier.

Explanation:


Related Questions

Suppose you invested $93 in the Ishares High Yield Fund (HYG) a month ago. It paid a dividend of $0.53 today and then you sold it for $94. What was your dividend yield and capital gains yield on the investment

Answers

The dividend yield and capital gains yield on the investment are: 0.57%, 1.08%.

a. Dividend yield

Dividend yield = Dividend/Amount invested

Dividend yield =$0.53 / $94

Dividend yield= 0.57%

b. Capital gain yield

First step is to calculate the capital gain

Capital gain= $94 - $93

Capital gain= $1

Second step is to calculate the capital gains yield

Capital gains yield=Capital gain/Amount invested

Capital gains yield=$1 / $93

Capital gains yield= 1.08%

Inconclusion the dividend yield and capital gains yield on the investment are: 0.57%, 1.08%.

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what adjustment is required for bad debt expense when the estime of uncollectible receivables is 4948 and the allowance for doubtful accounts has a credit balance of 842

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Answer:

Bad Debts Expense is an income statement account while the latter is a balance sheet account.

Explanation: that's what i believe the answer is.

A product sells for $200 per unit, and its variable costs per unit are $130. Total fixed costs are $420,000. If the firm wants to earn income of $35,000, how many units must be sold

Answers

Equation used: $35,000 divided by $200

Answer: He needs to sell 175 units to make $35,000.

Because chains are so important in the lodging sector, there's little room for smaller companies like bed-and-breakfasts. true false

Answers

Answer:

True

Explanation:

Lemuel applies for a job at a local construction company that is located in a state that does not have right-to-work laws. He is told that he must join the employee union at the company before he can be hired. This employer has a(n) _____.

Answers

The name which is given to the situation where Lemuel has to  join the employee union at the company before he can be hired in a state that does not have right-to-work laws is:

Closed shop

According to the given question, we are asked to state the name which is given to the situation where Lemuel has to  join the employee union at the company before he can be hired in a state that does not have right-to-work laws.

As a result of this, we can see that Lemuel has to join an employee union before he can be hired, even though he s qualified, this is because the employer has a closed shop which employs only union members

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__________ companies, though they operate online today, originated as brick-and-mortar stores in the traditional marketplace.

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Based on the historical perspective of business, it is believed that Legacy companies, though they operate online today, originated as brick-and-mortar stores in the traditional marketplace.

This is because a Legacy company is characterized by its establishment time, which is from the previous generation, and is currently using inherited components, instruments, policies, and assets of earlier periods.

Some of the examples of Legacy Companies include the likes of Banking firms that still use legacy systems.

Or IBM who still operates on old closed source systems.

Hence, in this case, it is concluded that the correct answer is Legacy.

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A salesperson whose primary responsibilities are to identify potential customers and engage those customers in discussion to attempt to make a sale are known as

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Answer:order getter

Explanation:

Using the Porter model, which generic business-level strategy is Nordstrom pursuing? What evidence supports your answer?

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Not enough info to fully answer

A retail manager who wants to know how his store's sales would be affected if he reduces the number of different national brands the store carries would use what type of information system

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The transaction processing system is the information system that should be used by the Retail manager.

Transaction processing system refers to an information system used in business which collects, stores, and retrieves the data transactions of all activities of the business operation.

The processing systems helps to provide predictable response times to various requests.

This information system will help the manger to known how the store's sales would be affected if he reduces brands.

In conclusion, the transaction processing system is the information system that should be used by the Retail manager.

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Nvidia Where could your company achieve cost reductions in disposal of scrap, surplus, and/or obsolete materials? Give an example

Answers

Answer:

None of your business, you're just a peasant who buys my products and you will keep buying 'cause I have monopoly. Peasants have no saying in multi-milion dollar business cost decisions or anything for that matter.

Explanation:

don't take it seriously and I'm not from nvidia just in case they try to sue me

Section 11 of the 1933 Act provides civil liabilities for damages when a 1933 Act registration statement on its effective date misstates or omits a material fact. True False

Answers

Answer:

false

Explanation:

because A provision of the Securities Act that imposes civil liability on any person who violates the provisions of Section 5 of the act.

Individuals and business organizations that buy finished goods and resell them to make a profit without changing the physical characteristics of the product are classified as ____ markets.

Answers

Answer:

reseller

Explanation:

Mediating trade disputes among nations and overseeing cross-border trade issues and global business practices are functions of:

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The body that has been tasked with the roles described above is none other than the World Trade Organization.

The World Trade Organization:

Works to increase the ease of international trade Oversees international trade and negotiates amongst countries over trade disputes Pushes for the reduction of trade barriers

The World Trade Organization has done a lot of work to try to improve international trade because they believe it is beneficial to humanity.

In conclusion, the roles described are that of the World Trade Organization.

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Explain why financial management is an important aspect of a successful business .

Answers

Helps in improving the profitability of organisations; Increases the overall value of the firms or organisations; Provides economic stability; Encourages employees to save money, which helps them in personal financial planning.:

The Gantt chart , which is a type of bar chart that illustrates a project schedule , as developed around the years

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Are you asking or are you making a statement? I’m trying to figure this out as well

in which theory do managers set goals for employees?

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“SMART” theory is (specific) (measurable ) (aggressive) (realistic) and (time bound)

Although Alexander Hamilton developed policies to promote industry at the beginning of the American republic's history, it was not until _______________, that the federal government began playing a central role in promoting economic growth.

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It was not until twentieth century that the that the federal government began playing a central role in promoting economic growth.

Alexander Hamilton is regarded as one of U.S. Founding Father, author of the Federalist papers and first secretary of the U.S. treasury.

Some of Alexander Hamilton ideas created the National Bank, founded the U.S. Mint and created a system to levy taxes on luxury products.

Alexander Hamilton developed economic policies to promote industry at the beginning of the American republic's history but it was not until twentieth century that the that the federal government began playing a central role in promoting economic growth.

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a ________ leader is one who focuses on providing increased service to others.

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According to leadership management, a servant leader focuses on providing increased service to others.

This is because a servant leader is someone who ensures there is available provision for his followers.

He ensures and assists his team in meeting their target that will benefit both the group and organization as a whole.

Hence, in this case, it is concluded that the correct answer is "Servant leader."

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The employees at a nonprofit are always looking for ways to improve facilities and benefits for the impoverished children they care for. They then implement those ideas to improve performance. This is an example of

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The situation described about a non-profit foundation is an example of continuous learning.

Continuous learning is a term that refers to an organizational strategy that consists of providing the opportunity to improve the skills and talents of the members of an organization to improve aspects related to the organization.

According to the above, the situation of the non-profit foundation is an example of continuous learning because the employees are constantly investigating to improve the facilities and the benefits that can be provided to the children they care for.

Note: This question is incomplete because the options are missing. Here are the options.

Brand alignmentContinuous learningEmployee engagementPerformance managementExpert systems

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What legislation, passed in 1935, ensured that collective bargaining would be the favored method to resolve conflict between managers and workers

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The National Labor Relations Act (1935) was the legislation passed to ensure collective bargaining to favor method of resolving conflict between managers and workers

National Labor Relations Act (1935) is also known as the Wagner Act.

The provision of the National Labor Relations Act required the managers or businesses to bargain in good faith with the labor union which fight for the interest of the employees.

In conclusion, the National Labor Relations Act (1935) was the legislation passed to ensure collective bargaining to favor method of resolving conflict between managers and workers.

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When using the direct method, why is a decrease in Accounts Receivable added to Sales Revenue when computing cash collected from customers

Answers

The work in the accounts receivable and sales accounts is often used to know the cash collections from customers. When using the direct method, Accounts receivable often decreases when the company received more cash from its customers than credit sales made by the company.

Accounts receivable change is simply known as the increase in accounts receivable as it affects cash flow while a decrease helps cash flow.

The accounts receivable asset tells how much money customers who bought some products on credit still owe the business.

The direct method for preparing the statement of cash flows reports  is the cash received and cash paid from operating activities.

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Evaluating a website's _____________ involves determining the date the article was placed on the web or revised.

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Determination of the date that particular article is been placed on a particular website can be termed website Objectivity.

Objectivity can be regarded as a way to check or determine an information is presented in a fair and balanced way or it is not.

For someone to determine the objectivity of a website the purpose of the website must be known first.

Therefore, website objectivity is the correct term.

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________ are information systems designed to support the planning and the implementation process across the entire organization.

Answers

The information systems that is been designed so that it can offer support to planning as well as the implementation process as regards an organization is Business Management Systems.

Business Management Systems can be regarded as a system that is very crucial in an organizational settings, especially in the planning and implementation stage.

It help to improve the efficiency as well as performance of the organization.

Therefore, Business Management Systems is the correct.

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Aliyah made a payment in the amount of $47. 93. She’ll use the check register to record her transaction. What will be her new balance?.

Answers

Getting points so I don’t know

Answer: 1295.02

:)

Explanation:

donna is a hotel revenue manager preparing next year’s rooms forecast. donna knows that in november of next year a new hotel is opening near her own. as a result, she is considering reducing her rooms forecast for that month. if she does so, what data type will she be primarily using to make her decision?

Answers

Donna will definitely need Future data to facilitate her decision making.

Future data does not connote its name, but rather, it is a kind of data which seems to predict something that might or not affect one in future.

Future data allows for predictive analysis, forecasting and enables companies to drive innovation.

Therefore, the type of data that will need to facilitate her decision making is called Future data.

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Organizationally supported programs that focus on the employee's total physical and mental condition, such as helping them quit smoking or control alcohol use, are called ________ programs.

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Organizations are usually engage in various kinds of programs. The programs helping them quit s moking or control alcohol use, are called wellness programs..

Wellness is simply known as involving yourself in those habits which are good to the human body.

Organizational behavior is often deals with the analysis of employee for individual and group performance in an organization.

Conclusively, It deals with human behavior when communicating, working, ethics, motivation, and leadership.

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what term is used to describe the outsourcing of logistics?

Answers

Answer:

Third-party Logistics is the term used to describe outsourcing of logistics.

Explanation:

1. List the book title and retail price for all books with a retail price lower than the average retail price of all books sold by JustLee Books. 2. Determine which books cost less than the average

Answers

The SQL syntax which retrieves the book title and retail price for books lesser than the average price of all books by just Lee. The SQL command is written thus ;

SELECT title, retail

FROM books

WHERE retail <

(SELECT AVG(retail)

FROM books);

The first line lists the columns to be used to form the new table. books is the name of the table to be looked into (line 2)Line 3 is the condition, which is rows where retail price lesser than the average retail price. Line 4 uses the AVG command to obtain the average of the retail cost of all books.

Hence, the SQL command will display all columns where retail price is below the average price of books with only the book title and retail price column included.

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True or false: In order to avoid price wars, firms sometimes adjust their prices only when firms that offer similar products or services do the same.

Answers

Answer:True

Explanation: when firms make price changes carefully and only if others follow their lead, it can help prevent a price war.

Which of the following statements best explains why the Racketeer Influenced and
Corrupt Organization (RICO) Act (Title IX of the Organized Crime Control Act) is the
most effective measure against any type of organized crime?

Answers

The Racketeer Influenced and Corrupt Organization (RICO) Act is a Federal law in the United States that provides extended criminal penalties for the acts that were performed as being part of an ongoing criminal organization.

The question is incomplete as you didn't provide the options. Therefore, an overview of Racketeer Influenced and Corrupt Organization (RICO) Act will be given. The Racketeer Influenced and Corrupt Organization (RICO) Act was a statute of the organized crime control act of 1970.

The main aim of the organization was to prohibit the use of proceeds that were gotten from criminal operations to be used to acquire legitimate operations.

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