Answer: The correct answer to the question is option C
BUYING HABITS.
To effectively answer the question,let's look at the definition of credit report and the options given..
A credit report is simply a record that is reported by one's lenders and creditors to the credit agency.they contains one's personal information, public records, credit enquires and credit account history.
LATE MEDICAL PAYMENT, REPAYMENT HISTORY AND PUBLIC RECORDS all has to do with credit
bureaus while buying habit doesn't have anything to do with credit bureaus rather it is when an individual or consumer purchases a particular type or brand of product concurrently without a change in another brand of the same product.it is mostly as a result of the satisfaction the individual gets from that brand of product.
what is 2×78 please help
Answer:
156
Explanation:
78
× 2
multiply the 2 by 8 first
then multiply the 7 by 2
The stage in the product life cycle when competitors enter the market is known as the _____ stage. Select one: a. Maturity b. Growth c. Introduction d. Decline e. Downsizing
Answer: Growth stage
Explanation:
The growth stage is the period in the product life cycle during which the product has started to eventually and increasingly gains the acceptance among consumers, industry, and also the wider general public.
During this stage, the innovation or the product becomes accepted in the market, and hence, the sales and the revenues start to increase. At this stage, competitors start entering the market.
Answer:
The answer is B.
Explanation:
The life cycle of a product has 5 stages. The first stage, which is introduction, consist of things such as the point of entry to the market, low number of customers. The second stage, growth stage, is where the product sales start to increase and more companies start production and enter the market. In the maturity stage, sales numbers reach their highest point and after that they begin to decrease along with the number of customers, towards decline.
So the answer is option B, growth.
I hope this answer helps.
All are advantages of partnership except
a) loan facilities
b) there is privacy
c) sharing of risk and liabilities
d) specialisation in management
e) talking of quick decision
Answer:
b) there is privacy
Explanation:
A partnership is a form of running the business under the hands of two or more than two people. The people involved in the business are called as the partners. They share the profits and liabilities and enjoy the benefits together. The decisions are made by discussing the terms among the partners. One of the disadvantages of partnership is the lack of privacy. The partners maintain the secrecy of the terms of their business but there is a lack of privacy among them.
app to check all three credit scores at the same time??
Answer:
ScoreSense Score To Go
Explanation:
Mention 5 factors that determine the channels of distribution
Answer:
Unit Value of the Product, Types of Buyers, number of buyers, Technical Nature and Perishability
there are more btw
Answer:
Unit Value of the Product: ...
Standardised or Customised Product: ...
Perishability: ...
Technical Nature: ...
Number of Buyers: ...
Types of Buyers: ...
Buying Habits: ...
Buying Quantity:
Which countries signed in the North American Free Trade Agreement in 1992?
The correct answer is Canada, the United States, and Mexico
Explanation:
The North American Free Trade Agreement or NAFTA was an economic alliance between three important countries: Canada, the United States, and Mexico (main countries in North America). Additionally, the purpose of this alliance was to facilitate trade between these countries, and in this way promote the development of the economy in these territories. In terms of history, all countries signed for the agreement in 1992, but the alliance was official only in 1993 because of the opposition of some citizens and groups. Thus, in 1992 Canada, the United States, and Mexico signed this agreement.
Richard is a secondary science teacher at a Catholic High School. He has worked there for three years. When he was first interviewed, Richard gave the impression that his beliefs aligned with those of the school and the Catholic ethos, and that he was open to faith based education.
Recently though, the school executive has learned from several parents that Richard has been making extensive social media posts where he advocates against the belief in God and regularly criticises the Catholic Church and its relevance in today's world.
Based on this, the school decides to terminate his contract.
a) Outline the workplace issues in this scenario in detail (eg discrimination etc)
Explanation:
In the scenario described by the question above, we saw that the main problems in the workplace begin with the hiring of Professor Richard, this is due to the fact that a Catholic school is based on values and dogmas that are religious symbols of tradition, respect and culture.
A religious dogma is one considered the fundamental and indisputable point of a belief.
Therefore, at the time of the job interview, Richard gave the impression that his beliefs were aligned with those of the school and the Catholic spirit, but nevertheless, he posts extensive social media where he criticizes and defends values contrary to those of the Catholic institution he works for. , which generated revolt in the parents of the students and culminated in their contractual termination.
In return, the school should establish clearer and more effective conduct policies for employees, especially in an institution based on specific values.
The school should better analyze Richard's professional conduct before terminating his contract, making it clear to him that, regardless of his individual positions, in the workplace he should act in accordance with the company's current rules and procedures.
What is the effective rate of interest if $1,000 compounds to $1,331 in 3 years? The effective rate of interest, if $1,000 compounds to $1,331 in 3 years is b
Answer:
The answer is "10".
Explanation:
Given:
T= 3 year
P= $ 1000
A= $ 1331
R=?
Formula:
[tex]\bold{A= P(1+r)^t}[/tex]
[tex]\Rightarrow 1331= 1000(1+\frac{r}{100})^3\\\\\Rightarrow (1+\frac{r}{100})^3=\frac{1331}{1000}\\\\\Rightarrow (1+\frac{r}{100})^3=(\frac{11}{10})^3\\\\\Rightarrow (1+\frac{r}{100})=(\frac{11}{10})\\\\\Rightarrow \frac{r}{100}=\frac{11}{10}-1\\\\\Rightarrow \frac{r}{100}=\frac{11-10}{10}\\\\\Rightarrow \frac{r}{100}=\frac{1}{10}\\\\\Rightarrow r=\frac{1}{10}\times 100\\\\\Rightarrow r=10\\\\[/tex]
knowing a company's business standards will:
Answer:
Will help you get recognized as a valuable employee.
Explanation:
Company's business standard consists of measurements, acceptable practises, sets of instructions which serves as a limit for expected normal conduct in a business firm. It is an agreement between a company and it's employees as it relates to production, management, supply and delivery.etc.
Every company have it's own business standard which every employees are supposed to be familiar with. They are expected to align themselves with the standard of the organization. Understanding a company's business standard create cooperation between people and an organization hence assist in facilitating communication.
Therefore, knowing a company's business standard will help one get recognized as a valuable employee.
AnswerB.Help you get recognized as a valuable employee :)
Explanation:
An effective decision maker ensures quality information by: A. Discounting conflicting opinions. B. Defending baseline data from reports received from other sources. C. Validating information to be true and accurate. D. Avoiding secondary sources of information.
The correct answer is C. Validating information to be true and accurate
Explanation:
The process of making decisions involves analyzing the options available through different sources of information. For example, if you are planning to go on vacation but you have not chosen the destination you can read articles about the best places to visit to take an informed decision.
Besides this, the process of finding and reading information to make a decision involves making sure the information is high-quality information, this can be done by analyzing whether the information in the source is supported, updated and written by an expert in the field, which shows the information is true and accurate and guarantees you have reliable information to make a decision. Thus, an effective decision maker ensures quality information by "validating information to be true and accurate".
Marta is twenty eight years old, and she has no dependents. She has saved an emergency fund and an extra $1,500.
She would like to save or invest this money in hopes that it will grow fast. Marta does not mind taking risks with her
money. Which type of account or investment is best for her?
fifteen-year savings bond
IDA
mutual fund
basic savings account earning 1.3 percent Interest, compounded monthly
Answer:
Mutual Fund
Explanation:
Mutual fund is a type of investment where professionals managed a pooled sum money contributed by different investors. These funds are invested into buying stocks , bonds other securities towards profit making.
It has its advantages in professional management , shared risks, dividends reinvestment and convenience. However , the disadvantages include poor trade execution ,potential for management bias and high fees.
Answer:
The correct answer would be a basic savings account earning 1.3% interest, compounded monthly.
Explanation:
Taking into account that Marta does not like taking risks with her money and does not have an emergency fund she should not invest in stocks. She also wishes to use her money within 18 months, so a fifteen-year savings bond would not be a great choice.
A mutual fund is a collection of money from a group of investors to buy different investments. This choice will also not work well for Marta.
An IDA is an individual development account for low-income families to save towards a targeted amount usually used for building assets in the form of home ownership, post-secondary education and small business ownership. Not a great account for a single person with no dependants.
$1,500 at 1.3% interest, compounded monthly after 18 months equals about $1,520. Even though Marta won't be earning a huge amount of money, she will still earn some. Since she doesn't have an emergency fund and doesn't like risks, a basic savings account earning 1.3% interest, compounded monthly will be the right choice for her.
Adrian owns an older used car that is valued at about $1,000.
He is considering whether to change his car insurance policy.
He has the option to purchase additional coverage for $200/month that will protect his vehicle if it is damaged in an accident. If there is an accident, the insurance company will pay Adrian the amount his vehicle is worth.
Purchasing insurance can help Adrian risk.
Adrian’s best decision in this case is to because the policy is
Answer:
Purchasing insurance can help Adrian minimize risk. Adrian’s best decision in this case is to not buy the insurance because the policy is too expensive in relation to the value of his vehicle
Adrian can reduce risk by buying insurance. The wisest course of action for Adrian in this situation is to refuse to purchase the insurance because the premiums are too high in comparison to the worth of his car.
What is insurance?A party promises to compensate another party in exchange for a fee in the case of a certain loss, damage, or injury as a way of financial loss protection. It is a method of risk management that is primarily employed to protect against the risk of a potential loss.
An insurer, insurance business, insurance carrier, or underwriter is a corporation that offers insurance. A person or company that purchases insurance is referred to as a policyholder, while someone or anything that is protected by the policy is referred to as an insured.
The insurance policy that the insured gets outlines the terms and circumstances under which the insurer will make payments to them, their chosen beneficiary, or assignee.
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define finance education for class 8
Explain the various types of industries with the help of a diagram along with suitable examples.
Answer:
There are four sectors. These are Primary, Secondary, Tertiary, and Quaternary.
Explanation:
Primary Industry:- The primary industry involves obtaining manufactured goods, such as mining, agriculture, and fishery. The industry engaged in natural resource mining and gathering, such as copper and timber, as well for occupations such as agriculture and fishing. Secondary Industry:- A secondary business is a piece of a corporate entity that does not form part of its essential features but rather medications it. It involves, for example, the manufacture of automobiles and steel. Tertiary Industry:- The tertiary industry is the part of an economy that provides consumers with facilities, involving a wide range of companies such as investment institutions, healthcare facilities, and restaurant. Quaternary Industry:- The portion of an economy based on information relevant to some business activity which generally involves healthcare services.why in the fudge does trump (a literall orange) think hes the best person ever
What do borrowers use to secure a mortgage loan?
A. Credit Card
B. Down Payment
C. House
D. Land
E. Vehicle
I’m not sure if the answer is A and B, or if C is included too.
Answer:
A. and B.
Explanation:
mortgage loans are given to individuals by a certified bank against their property. In order to secure this loan the bank requires a down payment from the individual looking for the loan as well as the individual's credit card information. This credit card will be charged the amount that the individual owes the bank on a monthly basis.
Answer:
C,D,and E
Explanation:
For a mortgage to be secure it needs to be backed up by a valuable asset such as your car your house or land.
At the end of the current year, $59,500 of fees have been earned but have not been billed to clients. Required: A. Journalize the adjusting entry to record the accrued fees on December 31. Refer to the Chart of Accounts for exact wording of account titles. B. If the cash basis rather than the accrual basis had been used, would an adjusting entry have been necessary?
Answer:
$59,500
Explanation:
Following are the table of the given question of adjusting entry .
Date Particular Debit Credit
December 31 Receivable amount $59,500
December 31 Fess earned $59,500
B
No in the cash-based accounting the adjustment is not recording as the fees earned .When the respective entry is in cash entry we will never be recorded in the adjustment entryWhat are two ways people can find money to save?
Answer:
By Increasing the income or by lowering the expenditure.
Explanation:
By increasing income means that the person must invest the money which would result in increase in the annual income. This increase in annual Income would help you to save more.
The second method is by decreasing the expenditure which are not necessary or are associated with luxury lifestyle. If the person has lowered its expenses then he has started saving more and this money he or she can use elsewhere which as per their future planning.
Mr. Coffey bought a house for $195,000. He made a 20% down payment. The interest
rate is 5.25% for 30 years. Use the loan payment calculator to answer the following
questions. (do not use commas or dollar signs in your answer)
What is his monthly payment?
Answer: $861.44
Explanation:
Given the following :
Purchase price = $195,000
down payment = 20%
Interest rate = 5.25%
Period = 30 years
Down payment = 0.2 × $195,000 = $39,000
Therefore, loan amount will be :
$(195,000 - 39,000) = $156,000
The payment per period (monthly payment) can be calculated using the annuity calculator.
Present value = $156,000
Number of periods = 30yrs = 30× 12 = 360 months
Interest = 5.25% / 12= 0.4375% = 0.004375
Future value = 0 (Amount when entire loan has been paid)
Therefore, the payment per period is $861.44 using the financial calculator.
The petty cash fund has a current balance of $ 350, which is the established fund balance. Based on activity in the fund, it is determined that the balance needs to be changed to $ 450. Which journal entry is needed to make this change?
Answer:
Debit the petty cash account and credit the cash account with $100
Explanation:
Businesses sets aside small amount of money(cash) to cover recurring expenses such as postage stamp, delivery charges, fares etc. This is usually done through the setting up of petty cash fund. The purpose of petty cash fund is to make provision for re-imbursement of minor expenses where there are no alternatives.
With regards to the above, the journal entries would be Debit petty cash account and Credit cash account with $100.
Answer:
Debit Petty Cash, credit cash for $100
Explanation:
To increase the petty cash fund, you must increase its normal balance which is a debit.
you are actually cashing a check for $100 (hence, credit to cash account) and actually putting more cash into your petty cash account.
When more firms produce the same product, it means that
of that product is produced at a
quality
Answer:
pure competition
Explanation:
pure competition, is the simplest market structure because a large number of firms produce basically the same product at the same price, restricting the decisions and influence they have on the market. hope it helps
When firms produce the same product also with the same quality and price, it is signified as pure competition.
What is pure competition?Pure competition is a term that describes a market that has a broad range of competitors who are selling the same products. There are a large number of sellers of a product which cannot be differentiated. Therefore, no single firm can have a significant influence on price. Other prevailing conditions are ease of entry of new firms into the market and perfect market information.The best examples of a purely competitive market are agricultural products, such as corn, wheat, and soybeans.
Therefore, pure competition is the correct answer.
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SIROM Scientific Solutions has $10 million of outstanding equity and $5 million of bank debt. The bank debt costs 5% per year. The estimated equity beta is 2. If the market risk premium is 9% and the risk-free rate is 3%, compute the weighted average cost of capital if the firm's tax rate is 30%.
Answer:
The weighted average cost of capital is 15.167%
Explanation:
In this question, we are interested in calculating the weighted average cost of capital of the firm.
Weighted average cost of capital = (Weight of debt * cost of debt) + (weight of equity * cost of equity)
Firstly, we shall be calculating the cost of equity.
Mathematically,
cost of equity = Risk free rate + (beta * market risk premium)
From the question, the risk free rate is 3% , equity beta is 2 and the market risk premium is 9%
Inputing these values;
Cost of equity = 3% + (2 * 9%) = 3% + 18% = 21%
Now, we proceed to calculate the after tax cost of debt
Mathematically, after tax cost of debt = Cost of debt ( 1- Tax rate)
From the question, cost of debt = 5%
Tax rate = 30% = 30/100 = 0.3
Plugging these values
After tax cost of debt = 5(1-0.3) = 5(0.7) = 3.5%
Weight of debt = bank debt/(outstanding equity + bank debt) = 5/(5+10) = 5/15
Weight of equity = outstanding equity/(bank debt + outstanding equity) = 10/(5+10) = 10/15
Now, plugging these values into the weighted average cost of capital formula, we have;
(5/15 * 3.5) + (10/15 * 21) = 1.167 + 14 = 15.167%
Put the following investment options in order of least to greatest risk: starting a business, B-rated bond, speculative stock, property
Answer:
1. B-rated bond
2. property
3. starting a business
4. speculative stock
The order of investment options in order of least to greatest risk is B-rated bonds, Property, Starting a business, and speculative stock.
What do you mean by investment?Investment refers to the item acquired to generate more revenues or profits.
The order of investment options from least to greatest risk is B-rated bonds, property, starting a business, and speculative stocks.
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I am always concerned about my job
Answer:
then get a new job
Explanation:
Answer:
why? Maybe its time for a new job.
Explanation:
A job search should be treated like a full time job.
Please select the best answer from the choices provided
ОТ
OF
Answer:
The answer is True.
Explanation:
Got it correct on Edgen.
Answer:
true
Explanation:
How can insurance protect you from financial loss?
Answer:
Answer:Insurance policies offer protection against economic loss, that is, loss or damage which can be measured in purely financial terms and compensated by money. When you buy homeowners property insurance.
Explanation:
When you buy homeowners property insurance, for example, you are insuring only the economic value of the home, i.e., the cost to repair or rebuild it.
A farmer expects irrigation system will increase real operating receipts by $32,000 per year but will also increase real operating expenses by $8,000. Suppose that the inflation rate is 5% and the marginal tax rate is 20%.
(i) What is the nominal net return at the end of year 3?
a. $29,172 b. $22,800
c. $27,783 d. $24,000
(ii) Calculate the nominal after-tax net return at the end of year 4.
a. $28,800 b. $27,360
c. $34,560 d. $23,338
Answer:
(i) Option (c) $27,783 (ii) $23,338 option (d)
Explanation:
Given that:
Real receipts = 32,000
Real expenses =$8,000
Inflation rate =5%
Marginal tax rate = 20%
(1) Now,
The receipts (nominal)for year 3 is = Real receipts ( 1 + Inflation rate ^)3
Nominal Expenditure for year 3 = Real Expenditure ( 1 + Inflation rate )^3
The receipts (nominal)for year 3 = Real receipts ( 1 + Inflation rate )^3
= $ 32,000 ( 1.05 ^)3
= $ 32,000 ( 1.1576 )
= $ 37,044
Thus,
The receipts (nominal)for year 3 = Real receipts ( 1 + Inflation rate )^3
= $ 8000 ( 1.05 )3
= $ 8000 ( 1.1576)
= $ 9261
The nominal net return = Nominal receipts - Nominal Expenditure
= $ 37,044 - $ 9,261
= $ 27,783
(ii) We find the nominal after-tax net return at the end of year 4
Thus,
Nominal receipts for year 4 = Real receipts ( 1 + Inflation rate )4
= $ 32,000 ( 1.05 )4
= $ 32,000 ( 1.2155 )
= $ 38,896
Now,
Nominal receipts for year 4 = Real receipts ( 1 + Inflation rate )^4
= $ 8000 ( 1.05 )^4
= $ 8000 ( 1.2155)
= $ 9724
So,
Nominal net return = Nominal receipts - Nominal Expenditure
= $ 38,896 - $ 9,724
= $ 29,712
After Tax net return = Nominal net return ( 1 - tax rate )
= $ 29,712 ( 1 - 0.2)
= $ 29,712 (0.8)
= $ 23,338
a firm acquired an assset on 1st Apri, 1990 at a cost of Le 30,000. The useful life of the asset is expected to be 10 years. The estimated scrap value of the asset at the end of the year is Le 2,000. Show the provision for depreciation account for the first 3 years in the life of the asset using the Straight line method
Answer:
First year : Le 2100
Second year : Le 2800
Third year : Le 2800
Explanation:
Given the following :
Cost of equipment = 30,000
Useful years = 10
Salvage or scrap value = 2,000
depreciation account for the first 3 years in the life of the asset using the Straight line method :
Straight line Depreciation :
(Cost - salvage value) / useful years
First year: (April - December 1990)
April - December 1990 = 9 months
(30,000 - 2000) / 10 × 9/12
28000 / 10 × 0.75 = Le 2100
Second year:
(30,000 - 2000) / 10 × 12/12
28000/ 10 = Le 2800
Third year:
(30,000 - 2000) / 10 × 12/12
28000/ 10 = Le 2800
Complete Electronics Inc. sells a point-of-sale computer with a two-year service contract. Complete collects $ 2 comma 500 cash for the selling price of the computer and $ 576 for the two-year service contract. How is revenue recognized?
Answer:
Sales revenue of $2,500 is recorded by Complete Electronic Inc. Upon delivery of the computer and a service revenue of $24 is recorded each month for 24 months
Explanation:
Upon the sale of a point-of-sale computer:
Selling price of the computer = $2,500 cash
Two years service contract of the computer worth $576
A cash selling price of $2500 is recorded upon delivery of the point-of-sale computer.
The service contract worth $576 is pread over 24 months(2 years) = $576 / 24 = $24.
$24 service revenue is recorded each month for 24 months.
The cost of the beginning work in process inventory was comprised of $3,000 of direct materials, $10,000 of direct labor, and $10,000 of factory overhead. Costs incurred during the period were comprised of $15,000 of direct materials costs, and $100,000 of conversion costs. The equivalent units of production (EUP) for the period were 9,000 for direct materials and 6,000 for conversion. The costs per EUP were:
Answer:
$2 ; $20
Explanation:
Given the following :
Beginning work in process:
Direct material = $3000
Direct labor = $10,000
Factory overhead = $10,000
Cost incurred:
Direct material cost =$15,000
Conversion cost =$100,000
Equivalent unit of production:
Direct material = 9000
Conversion = 6000
Cost per equivalent unit of production :
Direct material:
(Beginning work in process + cost incurred) / EUP direct material
$(3000 + 15,000) / 9000
$18,000 / 9000 = $2 per EUP
CONVERSION:
(Direct labor + direct overhead) in beginning WIP
$(10,000 + 10,000) = $20,000
Conversion cost incurred = $100,000
$(100,000 + 20,000) / EUP conversion
$120,000 / 6000 = $20 EUP
Answer:
The costs per EUP for direct materials = $2 per EUP
The costs per EUP for conversion cost = $20 per EUP
Explanation:
The total cost for direct materials is sum of the cost for direct materials at the beginning of the work and the cost for direct materials incurred during the period.
total cost for direct materials = $3000 + $15000 = $18000
The costs per EUP for direct materials = total cost for direct materials / equivalent units of production (EUP) for direct materials = $18000 / 9000 = $2 per EUP
The total conversion cost for is sum of the conversion cost at the beginning of the work and the conversion cost incurred during the period.
Conversion cost at the beginning of the work = direct labor costs + factory overhead costs = $10000 + $10000 = $20000
Total conversion cost = $20000 + $100000 = $120000
The costs per EUP for conversion cost = Total conversion cost / equivalent units of production (EUP) for conversion = $120000 / 6000 = $20 per EUP
