Answer: checking bank statements to see how much money the person saved
Checking bank statements to see how much money the person has hold on is the activity would a bank most likely take when settling whether a person should be sanctioned for a loan.
How are loans sanctioned?The financial institution will examine the application after receiving all of the relevant information and papers. Complete information is examined, from the current residence address to the CIBIL score.
The loan amount is sanctioned once the bank has verified all of the details.
Thus, option B is correct.
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The alimony rules applicable to divorces entered into before 2019:_____.A. Are based on the principle that the person who earns the income should pay the tax. B. Permit tax deductions for property divisions. C. Look to state law to determine the definition of alimony. D. Distinguish child support payments from alimony. E. None of these.
Answer: D. Distinguish child support payments from alimony.
Explanation:
Alimony is simply referred to as the payments that is paid to a spouse after a divorce in order to support such spouse. It should be noted that this payment can either be on a continuing basis or can be a lump sum.
Alimony is the payment made to the dependent spouse by the supporting spouse. The alimony rules applicable to divorces entered into before 2019 differentiates child support payments from alimony.
Therefore, option D is the correct answer.
A company currently has a 51 day cash cycle.Assume the firm changes its operations such that it decreases its receivables period by 2 days,increases its inventory period by 3 days,and increases its payables period by 4 days.What will the length of the cash cycle be after these changes?
A) 42 days
B) 45 days
C) 48 days
D) 49 days
E) 51 days
Answer:
E) 51 days
Explanation:
Calculation of length of the cash cycle after the changes.
As given:
Current cash cycle = 51 days.
Decreases its receivables period by 3 days
Increases its inventory period by 4 days.
Increases its payables period by 1 day.
Hence,
Cash cycle = 51 days - 3 days + 4 days- 1 day
Cash cycle = 51 day
Therefore the cash cycle after the changes will be 51 days
A bond had a price of $946.72 at the beginning of the year and a price of $983.73 at the end of the year. The bond's par value is $1,000 and its coupon rate is 6.1 percent. What was the percentage return on the bond for the year?
a) 11.04%
b) 6.20%
c) 3.76%
d) 10.35%
e) 9.06%
Answer:
it can will be something 11.04%
Blitz Corp. had total sales of $3,010,000 last year and has 106,000 shares of stock outstanding. The benchmark PS is 1.6 times. What stock price would you consider appropriate?
Answer:
the stock price is $45.44
Explanation:
The computation of the stock price is shown below:
Sales per share is
= Total sales ÷ stock outstanding shares
= $3,010,000 ÷ 106,000 shares
= $28.40
Now
Benchmark PS = Stock price ÷ Sales per share
Stock price = $28.40 × 1.6
= $45.44
hence, the stock price is $45.44
We simply applied the above formula so that the correct value could come
And, the same is to be considered
Production data for Joe's Pizza Parlor are as follows. For simplicity assume that labor is the only input. Each pizza sells for $5. Number of Workers Pizzas Baked Per Day 0 0 1 10 2 18 3 24 4 30 5 32 How many workers will Joe hire if he must pay each one $35 a day?
Answer:
Joe's Pizza Parlor
The highest number of workers that Joe will hire if he must pay each one $35 a day is
4 workers.
If he wants to maximize his profits without satisfying customers' demand, Joe can choose to work with 2 or 3 workers. However, he can renegotiate the worker's wages downwards.
Explanation:
a) Data and Calculations:
Price of pizza = $5
Wage per worker = $35/day
Number of Workers 0 1 2 3 4 5
Pizzas Baked Per Day 0 12 18 24 30 32
Total revenue 0 60 90 120 150 160
Marginal revenue 0 60 30 30 30 10
Marginal cost of labor 0 35 70 105 140 175
Profit 0 25 20 15 10 -15
The number of workers that Joe will hire if he is supposed to pay every worker $35 per day would be:
2 workers
Find the number of workers
Given that,
No. of workers Pizzas baked every day
0 0
1 12
2 18
3 24
4 30
5 32
Price of pizza [tex]= 5[/tex]
Wage of 1 worker each day = $ 35
If we calculate,
Total revenue for different no. of workers = 0 60 90 120 150 160
Marginal revenue for varied no. of workers = 0 60 30 30 30 10
Marginal cost of labor = 0 35 70 105 140 175
Profit [tex]=[/tex] 0 25 20 15 10 -15
In order to get pay each labor $35 a day, Joe must hire 2 workers.
Thus, 2 workers are the correct answer.
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Lever Age pays an 8% rate of interest on $10.90 million of outstanding debt with face value $10.9 million. The firm’s EBIT was $1.9 million.
Answer:
a. 2.18 times
b. 2.51 times
Explanation:
Missing question "a. What is its times interest earned? (Round your answer to 2 decimal places.) Times interest earned b. If depreciation is $290,000, what is its cash coverage? (Round your answer to 2 decimal places.) Cash coverage ratio"
a. Interest = Face Value * Rate of interest
Interest = $10.9 million * 8%
Interest = $872,000
Times interest earned = EBIT / Interest
= $1.9 million / $872,000
= 2.18 times
b. Cash coverage = (EBIT + Non Cash expenses) / Interest expenses
= ($1.9 million + $290,000) / $872,000
= $2.19 million / $872,000
= 2.51 times
K Company estimates that overhead costs for the next year will be $3,700,000 for indirect labor and $960,000 for factory utilities. The company uses direct labor hours as its overhead allocation base. If 125,000 direct labor hours are planned for this next year, what is the company's plantwide overhead rate?
Answer:
Predetermined manufacturing overhead rate= $37.28 per direct labor hour
Explanation:
Giving the following information:
Estimated overhead= 3,700,000 + 960,000= $4,660,000
Estimated direct labor hours= 125,000
To calculate the predetermined manufacturing overhead rate we need to use the following formula:
Predetermined manufacturing overhead rate= total estimated overhead costs for the period/ total amount of allocation base
Predetermined manufacturing overhead rate= 4,660,000/125,000
Predetermined manufacturing overhead rate= $37.28 per direct labor hour
Ramon, Inc. thinks machine hours is the best activity base for its manufacturing overhead. The estimate of annual overhead costs for its jobs was $2,050,000. The company used 1,000 hours of processing on Job No. B18 during the period and incurred overhead costs totaling $2,100,000. The budgeted machine hours for the year totaled 20,000. How much overhead should be applied to Job No. B18? A. $2,050 B. $102,500 C. $105,000 D. $2,100
Answer:
B. $102,500
Explanation:
Usually, overheads are applied using predetermined overhead rate. It is calculated using budgeted overhead and budgeted activity on which overheads are applied.
Predetermined overhead rate
= Budgeted overhead / Budgeted machine hours
= $2,050,000 / 20,000
= $102.5 per machine hours
Therefore,
Overheads applied
= Predetermined overhead rate × Actual machine hours
= $102.5 × 1,000
= $102,500
A research survey with outcomes being defined as Poor, Average, Good, Excellent is a random experiment with random variable being of type
Answer: c. Ordinal
Explanation:
An ordinal variable is one where the variable is used to categorize data in a qualitative way which can be ordered and ranked. For instance, in the case of schooling, the levels are: elementary, high school and college. Graduates from each level can be ranked in relation to each other.
A research survey therefore that has outcomes such as Poor, Average, Good, Excellent is using ordinal variables because these are qualitative and can be ranked in relation to one another.
The risk-adjusted discount rate approach is preferable to the weighted-average cost of capital approach:________.
Answer and Explanation:
The approach to the adjusted risk discount rate would be preferred to the weighted average cost of capital in that case when the projects are under the consideration that have different or various kind of risk attributes or characteristics
So as per the given scenario, the different kinds of risk characteristics would be preferred to the weighted average cost of capital
Experienced project managers understand the value of having team members ________ the project as opposed to appointing team members.
Answer:
Volunteer for
Explanation:
Project management can be defined as the process of designing, planning, developing, leading and execution of a project plan or activities using a set of skills, tools, knowledge, techniques and experience to achieve the set goals and objectives of creating a unique product or service. Generally, projects are considered to be temporary because they usually have a start-time and an end-time to complete, execute or implement the project plan.
The fundamentals of Project Management are considered universal across most businesses and professions.
The fundamentals of Project Management includes;
1. Project initiation
2. Project planning
3. Project execution
4. Monitoring and controlling of the project
5. Adapting and closure of project.
It is very important and essential that project managers in various organizations, businesses and professions adopt the aforementioned fundamentals in order to successfully achieve their aim, objectives and goals set for a project.
Hence, experienced project managers understand the value of having team members volunteer for the project as opposed to appointing team members.
Balthazar Corporation has total assets of 582, total equity of 269, and a return on equity of 13.98%. The ROA for Balthazar is______________.
Answer: 6.46%
Explanation:
Return on Assets (ROA) = Net Income / Total Assets
Net Income = Return on Equity * Total Equity
= 13.98% * 269
= 37.6062
Return on Equity = 37.6062/582
= 0.0646
= 6.46%
Pr 6-3a weighted average cost method with perpetual inventory
Answer:
3.0
Explanation:
Sheridan Corp. will pay dividends of $5.00, $6.25, $4.75, and $3.00 in the next four years. Thereafter, management expects the dividend growth rate to be constant at 7 percent. If the required rate of return is 16.00 percent, what is the current value of the stock? (Round all intermediate calculations and final answer to 2 decimal places, e.g. 15.20.)
Answer:
The current value of the stock is $33.35
Explanation:
The computation of the current value of the stock is shown below:
Particulars Dividends PVIF at 16% Present value
Dividend 1 $5 0.862 $4.31
Dividend 2 $6.25 0.743 $4.64
Dividend 3 $4.75 0.641 $3.04
Dividend 4 $3 0.552 $1.66
Dividend 5 $3.21
($3 × 1.07)
Price of the
stock in 4 years $35.67 0.552 $19.70
($3.21 ÷ (16% - 7%))
Current value
of the stock $33.35
hello can someone help me with this because i'm confused about it
Use online resources to research questionnaires that businesses generally use to conduct primary research in the form of a survey or personal interviews. Assume that a business (of your choice) plans to launch a certain product in the market soon. Prepare a short questionnaire for a sample (respondents) that helps the business collect useful market research data. The questionnaire should have at least ten questions with yes/no responses, or scales (1 to 5, low/high, agree/disagree, and so on). Ensure that you pay attention to the utility, sequence, and phrasing of the questions.
Answer:
You can say something along the lines... "I chose the beverage and foods industry for the purpose of this task. I assume that my beverage-manufacturing business plans to launch a new soft drink to cater to young adults in the market. I plan to assemble a group of 100 individuals in the age group of 16 to 20 for the purpose of my research survey...."
To further explain, add questions you would ask for an interview and make sure it relates to the industry you chose. The example above, a beverage and food industry, the questions I would add would be:
How often do you buy soft drinks?—every day/twice a week/once a week/once a month.
What type of soft drink do you prefer?—fruit flavored/carbonated/both.
Which is your favorite brand of soft drinks? (open ended).
Hope this helps!
4 components of macro
Answer:
The Macro Environment consists of 6 different forces. These are: Demographic, Economic, Political, Ecological, Socio-Cultural, and Technological forces. This can easily be remembered: the DESTEP model, also called DEPEST model, helps to consider the different factors of the Macro Environment.
Explanation:
Answer:
I believe it is Carbohydrates, Lipids, Proteins, and Nucleic acids
Explanation:
Hope This Helps!!
God Bless!!
~DuffyDuck~
Select the correct answer.
Which of the following careers is NOT part of the career areas discussed in this unit?
A. Preschool teacher
B. Special education teacher working with two year olds
C. Elementary school teacher
D. School social worker
Treasury bonds paying an 10.00% coupon rate with semiannual payments currently sell at par value. What coupon rate would they have to pay in order to sell at par if they paid their coupons annually?
Answer:
10.25%
Explanation:
The requirement which is Coupon rate can be calculated using EAR formula.
EAR = (1 + APR/n)^n - 1
EAR = (1 + 10.00%/2)^2 - 1
EAR = (1 + 0.1/2)^2 - 1
EAR = (1 + 0.05)^2 - 1
EAR = (1.05)^2 - 1
EAR = 1.1025 - 1
EAR = 0.1025
EAR = 10.25%
10.25% is the coupon rate for annually paying bond.
Last month Peggy Company had a $30,310 profit on sales of $350,000. Fixed costs are $92,190 a month. What sales revenue is needed for Peggy to break even? (Round your answer to the nearest dollar amount.)
a) $122,500
b) $380,310
c) $30,310
d) $263,400
Answer:
c) 30,310
Explanation:
this is your answer
mark me as brainlist
Draw up a list of effectiveness goals that you would use to measure the performance of (a) a fast-food restaurant and (b) a school of business.
Answer:
The presented is the list of efficiency guidelines established underneath to evaluate success.
Explanation:
A fast-food restaurant:
Quantified by the institution's earnings. The measurement of efficacy through both the advertisement via recommendations from media.A school of business:
The efficiency would be determined either by the arrangement offered by the university. These are calculated by that of the outcome that the students received.An applicant should always print their résumé on paper that is _____.
a.
their favorite color
b.
white or light colored
c.
highly patterned
d.
bright or florescent
An applicant should always print their résumé on paper that is white or light colored. Thus, option B is correct.
What is Resume?A résumé, also known as a curriculum vitae, is a document that a person creates and uses to demonstrate their history, abilities, and accomplishments. Résumés can be used for a number of purposes, although they are most commonly utilized to find a new job.
Applicant always prints their résumé on white paper. White is a common paper color that works effectively regardless of the items on your resume. The white paper gives your CV a clean, professional appearance. The white paper may be used for any task or business.
Candidate should always print their résumé on white or light-colored paper. As a result, option B is correct.
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Production possibilities curves are useful to businesses because they
A. show how producing one product affects production of another.
B. identify efficient production methods to increase productivity.
C. help make predictions about which products will be profitable.
O D. compare productivity between multiple companies,
An employment interview designed as a free-flowing dialogue is referred to as a(n) _____ interview.
Answer:
2). open
Multiple -choices
1). behavioral 2). open 3). semiprofessional 4). standard
Explanation:
An open interview is designed as a free-flowing dialogue between the interviewer and the applicant. The interview can be conducted in a group or individual format. The interviewer does not present themselves with a set of prepared questions for the candidates to respond.
An open interview can be conducted either in the office or outside the office. They are more casual than formal and may lead to instant job offers.
Answer:
open
Explanation:
The demand curve suggests that an auto manufacturer will sell 20,000 Mercedes-Benz M-Class vehicles when they are priced at $50,800, but when the price is reduced to $45,000, that quantity will increase to 27,000 units. What is the resulting elasticity?
a. -4.38
b. 6.73
c. -3.07
d. 1.24
Answer:
c. -3.07
Explanation:
price elasticity of demand = % change in quantity demanded / % change in price
% change in quantity demanded = (27,000 - 20,000) / 20,000 = 0.35 = 35%% change in price = (45,000 - $50,800) / $50,800 = -0.114 = 11.4%price elasticity of demand = 35% / -11.4% = -3.07 or |3.07| in absolute terms
since the price elasticity is higher than |1|, then it is price elastic, which means that a 1% change in price will change the quantity demand in a higher proportion.
The elasticity of demand will be -3.07.
The percentage change in quantity will be:
= (27000 - 20000) / 20000 × 100
= 7000/20000 × 100
= 35%
The percentage change in price will be:
= (45000 - 50800) / 50800 × 100
= -5800/50800 × 100
= -11 417%
Therefore, the elasticity will be:
= 35% / -11.417%
= -3.07.
In conclusion, the correct option is -3.07.
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In using the variable cost concept of applying the cost-plus approach to product pricing, variable manufacturing costs and variable selling and administrative expenses must be covered by the markup. 1) True 2) False
Answer:
True
Explanation:
In the variable cost concept, all the variable manufacturing cost should be covered in the markup for product pricing. The Cost-plus approach determines the pricing of the product by adding the cost of the product whether buying or Manufacturing in the required markup.
In a cost-plus approach under variable
Price of the product = Variable costs + Markup
Price of the product = ( Material cost + Labor cost + Variable manufacturing cost + Variable selling and administrative cost ) + ( Total variable cost x Markup rate )
The Lo Sun Corporation offers a 6.2 percent bond with a current market price of $774.50. The yield to maturity is 8.46 percent. The face value is $1,000. Interest is paid semiannually. How many years is it until this bond matures?
A. 22.43 years
B. 44.86 years
C. 24.98 years
D. 43.04 years
E. 11.22 years
Answer:
A. 22.43 years
Explanation:
The financial calculator can be used to determine the number of years to maturity as follows:
PMT=31 (semiannual coupon=$1,000*6.2%*6/12=$31)
I/Y=4.23% (semiannual yield to maturity=8.46%*6/12=4.23% )
PV=-774.50 (current market price=$774.50)
FV=1000 (face value of $1000)
lastly enter N=44.8643664
Note that 44.8643664 is stated in terms of semiannual periods
Years=44.8643664 *6/12= 22.43 years
Mutual fund A earned 10 percent while B earned 8 percent. The standard deviations of the returns were 7 percent and 4 percent, respectively. Assumr risk free rate of 2%.
a) Estimate the Sharpe ratio of each mutual fund
b) According to the Sharpe ratio, which fund performed better?
Answer:
a) 0.9 & 1
b) Mutual Fund B
Explanation:
For starters, I will define what Sharpe ratio is.....
Sharpe ratio is tagged, the measure of risk-adjusted return of a financial portfolio. It is worthy if note that on the average, a portfolio with a higher Sharpe ratio is considered superior relative to its peers.
You the question, the Sharpe ratios would be calculated as follows:
(Return of portfolio - risk free rate) / standard deviation.
So, for Mutual Fund A:
A = (12% - 3%) / 10%
A = 9% / 10%
A = 0.9
For Mutual Fund B:
B = (10% - 3%) / 7%
B = 7% / 7 %
B = 1
Although the Mutual Fund in A is calculated to have a higher return, the Mutual Fund B is laced with a higher risk-adjusted return.
Last month, Lani’s Pizza Parlor generated $75,000 in revenues. Her total expenses last month were $63,000. Create the formula Lani needs to calculate the amount of profit she made last month.
Answer:
$12,000
Explanation:
Calculation for the amount of profit she made last month
Using this formula
Profit=Revenues-Expenses
Let plug in the formula
Profit=$75,000-$63,000
Profit=$12,000
Therefore the amount of profit she made last month is $12,000
If a monopolist claims his profit-maximizing markup factor is 3, what is the corresponding price elasticity of demand?a. -1.5.b. -2.0.c. -2.5.d. -3.0.
Answer:
a. -1.5
Explanation:
The computation of the price elasticity of demand is shown below:
As we know that
Price elasticity of demand = E ÷ 1 + E × MC
E ÷ 1 + E × (3)
3 + 3E = E
3E - E = -3
2E = -3
E= -3/2
E = -1.5
Hence, the price elasticity of demand is -1.5
Therefore the correct option is a.
We simply applied the above formula so that the correct value could come
And, the same is to be considered
A bond has a $1,000 face value and a $900 market value. The bond pays interest semi-annually, has a yield-to-maturity of 8 percent, and matures in 5 years. What is the current yield?
Answer:
the current yield is 6.15%
Explanation:
Here for computing the current yield first we have to determine the monthly payment by applying the PMT formula
Given that
NPER = 5 × 2 = 10
RATE = 8% ÷ 2 = 4%
PV = $900
FV = $1,000
The formula is shown below:
= PMT(RATE;NPER;-PV;FV;TYPE)
After applying the above formula, the pmt is $27.67
Now the current yield is
= $27.67 × 2 ÷ $900
= 6.15%
Hence, the current yield is 6.15%
