what is the difference between policy owner and insured

Answers

Answer 1
The policy owner normally pays the premium whilst the insured could technically be himself or also another person he is paying the insurance for. For example a father paying medical insurance for the entire family. THere he would be policy owner but also the rest of the family would be insured.

Related Questions

What does the information demonstrate about gale’s investments? if she had purchased only the stock and had not diversified her investments, she would have lost money. if she had diversified her investments further, her profits would have been considerably larger. if she had put money in her savings account only and had not diversified, her profits would grow. if she had diversified her investments further, she would have reduced her risk but made less of a profit.

Answers

The information that demonstrate about gale’s investments is: If she had purchased only the stock and had not diversified her investments, she would have lost money.

Investment

Investment simply means to put in your money into something that can enable you to gain or generate  more value for your money over a period of time,

In a situation were she only bought  stock and did not invest in other things there is tendency of her losing her money when stock market crash.

Therefore the information that demonstrate about gale’s investments is: If she had purchased only the stock and had not diversified her investments, she would have lost money.

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ANSWER

If she had purchased only the stock and had not diversified her investments, she would have lost money.

Revenues and expenses accounts, which are closed at the end of each accounting period, are: Multiple Choice Contra accounts. Temporary accounts. Closing accounts. Permanent accounts. Balance sheet accounts.

Answers

Answer:

Temporary account

Explanation:

include revenue, expenses, and dividends must be closed at the end of accounting year

Lox, stock and bagel, inc. Issued 50,000 shares of the 100,000 authorized. It has since repurchased 5,000 of its shares. The number of shares outstanding equals ______ shares

Answers

Answer:

Explanation:

Lox, stock and bagel, inc. Issued 50,000 shares of the 100,000 authorized. It has since repurchased 5,000 of its shares. The number of shares outstanding equals ______ shares

The number of shares outstanding equals to 45,000 shares.

What are shares?

Shares or share capital is the money a company raises by issuing common or preferred stock. It refers to the amount of money the owners of a company have invested in the business.

The number of shares outstanding is calculated as:

Number of shares issued = 50,000

Number of shares repurchased = 5,000

Number of outstanding shares =  Number of shares issued- Number of shares repurchased

                                                    =  50,000-5,000

                                                    =  49,000

Therefore 49,000 shares is outstanding after repurchase.

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The amount of money you earn in a specific
time period

Answers

Answer:I’m sorry can u explain more then I can add a proper answer

Explanation:

Why are free market economies able to attain economic growth?.

Answers

Answer:

Competition encourages innovation, which causes growth.

Explanation:

A man budgeted $200 a month for clothing. This month the man spent $150 on clothing therefore that budget item is considered to have:.

Answers

The budget item spent on clothing  is considered to have a budget variance.

What is budget variance?

A budget variance is the difference between the budgeted expense or revenue, and the actual amount.

The budget variance is favorable when the actual revenue is higher than the budget or when the actual expense is less than the budget.

Hence, the budget item is considered to have a budget variance.

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A 10-year, 9% bond pays semi-annual coupon payments. If the face value is $1,000 but the bond sells for $1,050, what is the annualized yield on the bond?.

Answers

Given the face value of the bond, its coupon payments and the price of the bond, the bond's yield is 4.13%.

What is the bond's yield?

Bond's yield is the rate of return that can be expected from the bond given its coupon payment, face value and the price of the bond.

Bond yield can be determined using a financial calculator.

Cash flow in year 0 = -1050 Cash flow each year from period 1 to 20 = (9/2) x 1000 = 45Cash flow in year 20 = 1000

Bond yield = 4.13%

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Compound interest means that interest is calculated on:.

Answers

Answer: initial principal

Explanation:

Compound interest (or compounding interest) is interest calculated on the initial principal, which also includes all of the accumulated interest from previous periods on a deposit or loan.

Answer:

Compound interest is interest calculated on an account's principal plus any accumulated interest. If you were to deposit $1,000 into an account with a 2% annual interest rate, you would earn $20 ($1,000 x. 02) in interest the first year. Assuming the bank compounds interest annually, you would earn $20.40 ($1,020 x. Compound interest is interest calculated on an account's principal plus any accumulated interest. If you were to deposit $1,000 into an account with a 2% annual interest rate, you would earn $20 ($1,000 x. 02) in interest the first year. Assuming the bank compounds interest annually, you would earn $20.40 ($1,020 x.

What are true statements about the history of the fractional banking system?

Answers

Answer:

----->Traders would deposit their gold with goldsmiths.

--->Goldsmiths issued paper receipts in excess of the amount of gold held.

--->Goldsmiths put the paper receipts into circulation by making loans.

Explanation:

advice you can give someone who wants to decrease how much they are influenced by social media?

Answers

Answer:

Limit your use!

Explanation:

The best way to reduce anything in life is to limit exposure to the thing. Social media is no different. Many apps are specifically designed to hook your brain on them by utilizing positive reinforcement, most obviously in the form of recieving validation, "likes" or "kudos". If you can sort of wean your brain off of the dopamine rush you recieve any time you receive that validation, it will be much easier to put the phone down and reduce your screen time overall.

As a function of financial management, financial managers must understand tax regulations because ______. (Select all that apply)

Answers

Financial managers must understand tax regulations because businesses want to minimize taxes and they must consider the tax implications of major decisions.

What is tax?

Tax refers to compulsory levy, impose by the government of a country on an individual or business entity.

Government use tax money to support the following:

Building and technology infrastructure.Military programsPublic safetyEducationEnvironmental protection.

Hence, financial managers must understand tax regulations because they must consider the tax implications of major decisions

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Discuss different trade policies that are currently enacted and if they should be updated in some way.
Then create your own policy about an area in the economy is currently not addressed in current trade policies.
Select the link to access the Trade Discussion.

Answers

U.S. trade policy promotes economic growth through regulations and agreements that control imports and exports with other countries.

Trade allows countries to specialize in the production of the goods and services that align with their comparative advantage.

What are trade barriers?

A trade barrier refers to a natural barrier or imposed restraint by government on the flow of international goods or services.

Some examples of trade barrier include import quotas, embargoes, buy-national regulations, distance, language etc.

In conclusion, a trade barrier reducing policy is the policies that the Melanie's country has adopted to reduce international trade barriers.

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Fill in the blanks: long term disability insurance costs about ____% of your income, which is helpful as long term disabilities last on average about ____ years.

Answers

Long-term disability insurance costs about 60% of income which is helpful as long-term disabilities last on average about 65 years.

What do you mean by insurance?

Insurance is referred to as a contract where an individual receives financial protection against the losses of an insurance company.

Long-term disability insurance costs approximately 60% of the income and premiums are not guaranteed and can be canceled by the employer.

Therefore, long-term disability insurance costs about 60% of income which is helpful as long-term disabilities last on average about 65 years.

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Lisa takes a loan of $10,500 if I did 9 simple interest rate for 7 years how much interest will she pay after 3 years how much interest will she pay in total of for the loan

Answers

Lisa will pay a total interest of $2845 at the end of 3 years to the loan; and $6615 in total throughout the period of loan through the simple interest method.

What is simple interest?

The type of interest which is charged only over the initial amount or the principal amount and payable at the end of a predetermined period is known as a simple interest.

Using the given information, the simple interest at the end of 3 years and 7 years will be computed as below,

[tex]\rm Simple\ Interest= \dfrac{Principal\ x\ Rate\ of\ Interest\ x\ Period}{100}\\\\\rm Simple\ Interest= \dfrac{10500\ x\ 9\ x\ 3}{100}\\\\\rm Simple\ Interest= \$2845[/tex]

Now for 7 years,

[tex]\rm Simple\ Interest= \dfrac{10500\ x\ 7\ x\ 9}{100}\\\\\rm Simple\ Interest=\$6615[/tex]

Hence, the simple interest to be paid by Lisa at the end of the required periods is given as above.

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Work ethics are a naturally inherited quality.
Is this statement true or false?
true
false

Answers

True statement
Nndjrhrhdbf

The CFO of James Jeans Co. has asked you to perform an analysis to assess how the company is performing relative to its two largest competitors. Which vertical analysis approach will provide the most effective evaluation to the CFO

Answers

The vertical analysis approach that will provide the most effective performance evaluation of James Jeans Co. and its two largest competitors is Option B.

What is a vertical analysis?

A vertical analysis is a financial statement analysis with each line item listed as a percentage of the base figure from the financial statement.

For example, the vertical analysis calculates the balance sheet percentage by dividing each asset line item by the total assets.  

Answer Options:

A. Review the stock price performance of the three companies over the last several years and the Wall Street Analyst buy/sell recommendations: compare debt ratings: review messages on key business websites and blogs to learn what is being said about the company and competitors.

B. Calculate cost of goods sold, selling and administrative expenses, and net income as a percentage of net sales for James Jeans and the two largest competitors; draw conclusions from these results and highlight similarities and differences.

C. Identify the structure of the sales and marketing team of each company, gather information about customer product reviews, and review product warranty claims to understand the comparative performance.

D. Analyze the size of each company's balance sheet and income statement accounts by calculating how much larger or smaller the competitors are compared to James Jeans Co. summarize observations about what might be the reasons for these size differences.

Thus, the vertical analysis approach that will provide the most effective performance evaluation of James Jeans Co. and its two largest competitors is Option B.

"Calculate the cost of goods sold, selling and administrative expenses, and net income as a percentage of net sales for James Jeans and the two largest competitors; draw conclusions from these results and highlight similarities and differences."

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in what ways do you benefit from living in a country with a mixed economic system that leans more toward a market economy?

Answers

The benefit of a mixed economy examine efficient production and allotment of resources, as well as betterment of social benefit or welfare.

What is a market economy?

A market economy is defined as an economic system where the supply and demand forces determine how any commodities are produced.

These economies are not ruled by a central authority and instead rely on voluntary exchange.

These markets coexist with authorities participation, and private business firm coexist with public undertakings in an amalgamated economic system.

Therefore, the advantages of a mixed economy include more efficient production and resource allocation, as well as improved social benefit.

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To increase value, marketers may ________, decrease price, or do both.

Answers

Increase
Mark me as brainliest

What is the best way to encourage customers to come back to your site?
A.Stalk them.

B.Use direct mail.

C.Post viral videos.

D.Treat them like they're special.

Answers

Answer:

D because they will feel like they are being cared about and will come back

What is the second step in the decision making model?.

Answers

stages include inspiration, percolation, preparation, creation, and reflection. the “percolation” period is vital to creating art. Basically, this is the time that elapses after you’ve had your idea, but before you start making art. It can transpire in many different ways.

Sometimes this involves refining your idea by making sketches (and tossing out just as many) or playing around with ideas visually. Other times, it’s just a matter of giving an idea space to germinate. Sometimes, you may have an idea years before you create the piece of artwork it inspired. It doesn’t mean you’ve been resting on your laurels that entire time, though. There’s part of you that is always processing and refining your idea.

1. Which one of the following strategies will result in your paying NO interest to the credit card company?

Paying the minimum monthly payment due each billing cycle

Paying the entire credit card bill in full by the end of each calendar year

Paying off your entire balance every month by the due date

Only using your credit card for purchases, not for withdrawals from the ATM​

Answers

One of the following strategies will result in your paying NO interest to the credit card company is paying off your entire balance every month by the due date.

What is a credit card?

Credit cards provide you with a line of credit that you can use for purchases, debt transfers, and/or cash advances, with the requirement that you repay the loan amount over time.

When using a credit card, you must make at least the minimum payment on the debt each month by the due date.

Thus, the correct option is C, paying off your entire balance every month by the due date.

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Luca villanova has a major decision to make about how to increase attendance for the professional soccer team he owns. he wants to call his players and coaches together, generate alternatives, and come up with a solution by mutual agreement and vote. his style of leadership is called

Answers

The style of leadership that is illustrated by Luca villanova is known as a democratic leadership.

What is a democratic leadership?

This is a leadership style where the members of the group are expected to participate in the decision-making process.

Hence, as the players and coaches are called together to generate alternatives and come up with a solution by mutual by Luca, then, the leadership style is known as a democratic leadership style.

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What is a tax return?


Answer: C. A form sent to the IRS which reports your annual income and deductions

Answers

What, you just told yourself the answer

Answer:

dawg answered his own question

Explanation:

Explain two benefits to society of business activity
PLS HELP
ILL GIVE BRAINLIST

Answers

Answer: Business can positively influence how society operates. It can build and maintain social capital through its core operations; the goods and services it provides; and the activities supported through increasingly global and complex supply chains.

Explanation:

Answer:

Good businesses introduce new ideas to the market, which helps them expand. Innovative, expanding businesses produce economic growth and jobs, which improves people's lives significantly.

Explanation:

Identical products sold by all companies is an example of this market structure.
O an oligopoly
O monopolistic competition
O a monopoly
O perfect competition

Answers

Perfect competition is the market structure where identical products are sold by all the companies.

What is perfect competition market?

A perfect competition market is a place with many sellers, who sells homogeneous product in the market. A homogeneous product is a product with similar characteristics and quality.

In this market, there is a free entry and exit of the firms, without any restrictions. The buyers have complete information in this market.  

Perfect competition market is a unique market which consist high degree of risk.

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What new business strategies allowed businesses to weaken or eliminate competition?.

Answers

Answer:

produce unique products

Explanation:

when a business produce unique products can't be threatened by substitution products

Im not sure if there is a way to get rid of competition, there will always be someone trying to compete. There is ways to weaken other businesses, you always need to find good providers that can find great prices, material, quality so you can give it at a lower price. The best way to find the greatest prices is to import from china. Shipping from china is very expensive but with a cheap price it won't matter you. When you import you will make more money and more sales of course due to having cheaper prices but the product is still great quality.


I hope this helps I have three stores so it's from experience.

A cashier is what type of resource ?

A. Natural resource (N)
B. Human resource (H)
C. Capital good (C).

Answers

Answer: B

Explanation: theyre human and a resourc

When the contract rate of the bonds is higher than the market rate, the bond sells at a higher price than par value. The amount by which the bond price exceeds par value is the _______ on bonds.

Answers

The amount by which the bond price exceeds par value is the added on bonds.

What is a bond?

It represent and agreement between the borrower and the lender usually given on loan.

Bond is usually in written form and it is a legal binding between the parties involved.

Therefore, The amount by which the bond price exceeds par value is the added on bonds.

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Which of the following is a type of goal?
O A. A financial aid goal
OB. A directional goal
O C. An intermediate goal
O D. A financial goal

Answers

Answer:

D. financial

Explanation:

your trying to reach a certain amount of money

disadvantages for the business for allowing debtors to buy on credit

Answers

Answer:

they can be expensive

Explanation:

limits can be low

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