If the residual value is 72%. Approximate monthly lease payment is: d. $443. 73.
Monthly Lease paymentFirst step is to find the residual value
Residual value=$32,000×72%
Residual value=$23,040
Second step is to find the depreciation and base monthly lease payment
Depreciation=$32,000-$23,040
Depreciation=$8,960
Base monthly lease payment=$8,960/36
Base monthly lease payment=$248.89
Third step is to find the Interest per month
Interest per month=($32,000+$23,040)×0.00354
Interest per month=$55,040×0.00354
Interest per month=$194.84
Last step is to calculate the lease payment
Monthly lease payment=$248.89+$194.84
Monthly lease payment=$443.73
Therefore Ralph approximate monthly lease payment is: d. $443. 73.
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Sandra and Miriam are the same age. Sandra's parents deposited $10,000 into a
college savings account in the year she was born. Miriam's parents deposited
$10,000 into a college savings account when she was 14. There were no additional
deposits or withdrawals from either account, and both accounts have earned an 8
percent rate of interest, compounded annually, each year. (Select 2 reasons why)
Sandra will have more money in her college savings account at age 18?
Select 2 correct answer(s)
Sandra's parents deposited more into her account than Miriam's parents
Miriam's account will be penalized for early withdrawal.
Miriam's account has not been compounding interest as long as Sandra's.
Sandra's account has been earning interest for 14 more years than Miriam's
The reason why Sandra would have more money in her account would be due to:
Sandra's account has been earning interest for 14 more years than Miriam's.Miriam's account has not been compounding interest as long as Sandra's.The reasons why Sandra would have more money in her accountOne of the great reasons why Miriam would have greater interest is due to the fact that her account has been receiving more interest compared to Miriam's.
Another factor is because of the compound interest. The original 10000 in Sandra's savings has earned interests overtime and the interests have also earned further interests.
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Identify Maslow’s needs
Physiological, safety, love and belonging, esteem, and self-actualization needs are all important.
True or False: Potential customers and non-potential customers are mixed together in the marketplace, so it is impossible to ensure that all marketing expenditures go only to those who may eventually make a purchase (or many) help!!!! HURRY
The marketplace is full of both potential and non-potential customers which makes this statement True.
Are both potential and non-potential customers in the market?The market does indeed have both potential customers for a product and non-potential customers who would not want to buy the product.
As a result, it is not possible to directly market to only potential customers, but to the entire marketplace.
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Your friend Becky is filling out a credit card application in the public computer lab at school and has all of her important information written down on a piece of paper. What caution would you give Becky to avoid these popular types of identity theft for people 39 and under?
Answer:Hide the credentials
Explanation: Exposing the information may lead to people peeking at it and stealing it.
Which of the following is not true in regards to investing in stock?
A. A stockholder will always receive a profit when the stock is sold.
B. Depending upon the current market price, stockholders may pay different prices
for the same stock
C. A stockholder owns a part of a company.
D. A stockholder may or may not receive a dividend.
This is not true with regards to investing in stock: A. A stockholder will always receive a profit when the stock is sold.
Who is a stockholder?A stockholder is a part-owner of a company who holds a stock.
The stockholder or shareholder may be a person, an institution, or another company.
Thus, it is not true that A. A stockholder will always receive a profit when the stock is sold.
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FICA SS TAX and 401(k) on an earning statement are
net earnings
current totals
deductions
income dollars
Answer:
deductions
Explanation:
The FICA SS TAX and 401(k) on an earning statement are deductions. Option (c) is correct.
What is Net Earning?When mandatory withholdings and deductions are deducted from gross earning, net earning is calculated. Such as state and federal income tax and social security contributions.
Your tax obligation at the end of the year and the amount of tax withheld from each pay cheque can both be decreased by the contributions you make to your 401(k) plan. However, you are not technically allowed to deduct your contributions to a 401(k) plan from your taxable income.
A qualifying profit-sharing plan's 401(k) element enables employees to set aside a percentage of their salaries for personal accounts. Elective salary deferrals are not considered taxable income for the employee. Employers may make deposits into their employees' accounts.
Therefore, Option (c) is correct.
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What are the benefits of thinking about retirement expenses now?.
Answer:
The Benefits of Retirement Planning Are More Important Now, Than Ever Before.
Know how much you need to retire.
Peace of Mind.
Make smarter decisions.
Reduce your tax burden.
Have a unified vision for retirement.
Prepare for healthcare expenses.
Retire on your own terms.
Explanation:
The Federal Insurance Contributions Act provides retirement, disability, survivorship, and medical benefits to qualified workers. Laws require employers to withhold _____ taxes from employees' pay to cover costs of the system.
The Federal Insurance Contributions Act provides retirement, disability, survivorship, and medical benefits to qualified workers. Laws require employers to withhold FICA taxes from employees' pay to cover costs of the system.
What is FICA tax?On earnings, the FICA tax includes a 6.2 percent Social Security tax and a 1.45 percent Medicare tax. Only the first $142,800 in earnings are subject to Social Security tax in 2021.
Earnings exceeding $200,000 for single filers/$250,000 for joint filers may be subject to a 0.9 percent Medicare tax.
Thus, it is FICA tax.
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This question has 2 parts
(Use picture for part 2)
National Unemployment Rate Rising
Rate of Inflation Falling
Given the conditions in the headline above, what is likely to happen to spending in
the economy?
spending would decrease because income is rising
spending would increase because prices are rising
spending would decrease because income is falling
spending would stagnate because income is falling
Since the image is not given, answer will be subjective. The spending in
the economy would decrease because income is falling.
What is income?The income of a person is known to be what a person is been paid for working for a firm or others.
Note that The spending in the economy would decrease because income is falling because there is no much money in the circulation.
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For which level of management are conceptual skills particularly important?.
Top level of management are those that need conceptual skills and its so important to them.
Why is so important for the top management ?Conceptual Skills are so important especially to the top managers because it help them to evaluate any situation so that in proper case alternative courses of action can be seek.
Therefore with good conceptual skill, strategic planning can be used in handling problem.
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You are the manager of a fertility clinic and you need to purchase an Ultrasound for the providers. The equipment's acquisition cost is $65,000. You have arranged financing with the bank for a 15 year loan at an 8% interest rate. What is your monthly payment
The supervisor bought Ultrasound for the company, so his month-to-month bills will be $5200.
What is an easy hobby?Simple interest is a short and smooth approach to calculating the interest rate on a loan. Simple interest is calculated by multiplying the daily interest fee by the number of days between bills.
This kind of interest generally applies to car loans or short-term period loans, despite the fact that a few mortgages use this calculation approach.
When you're making a charge on an easy interest loan, the charge first goes towards that month’s interest, and the rest goes towards the foremost.
Each month’s interest is paid in full, so it by no means accrues. In contrast, compound interest provide a number of the month-to-month interest lower back onto the loan; in every succeeding month, you pay for a new interest on the vintage interest.
The formulation for an simple interest is pretty, well, easy:
Simple Interest = PxIxN, where P denotes the principal and I denotes the daily interest fee. N = Number of days between bills "Simple" interest" generally applies to car loans or short-term non-public loans.In the U.S., maximum mortgages on an amortization schedule are also easy interest loans, despite the fact that they are able to genuinely experience compound interest ones.
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Georgina puts $45 into an account which pays interest at a rate of 5.2% per year. How much money would she have after a year
Answer:
The money transfer to the bank accountOver time, inflation will cause a (5 points)
decline in the cost of both goods and services
decline in the cost of some goods, but not services
o rise in the cost of both goods and services
o rise in the cost of some services, but not goods
Will give 50 points Please
Research human resource practices in the hospitality and tourism. Perform an online or offline search, and choose a hospitality or tourism business that deals with diverse customers that you can contact. Email or call and speak to someone from the human resources department (preferably the HR manager or a senior HR person) and a manager who interacts with customers. Conduct the interviews over the phone or place a request to come in and conduct a brief (15- to 20-minute) interview with each of them. During the interview, ask questions about the background of the company, the human resource policies that they have, and the challenges that the company faces when they have employees and customers from different cultural backgrounds. Also inquire about motivational techniques that work for the company with team members from diverse backgrounds. Evaluate the responses and summarize your findings.
Answer:
im not shure what answer you want but heres one i can come up with the reason why they interview then for 15 to 20 minutes is because they want to make shure you are the right person for this job they ask all types of question like (ex: have you ever hade experiance with this kind of job) like those type of question i really hope this helped if not in sorry but i wasnt shure what answer you wanted
Explanation:
If a mcdonald’s menu board advertises mini meals, a small bundle of items for $3, mcdonald’s is most likely using which type of pricing strategy?.
The pricing strategy that McDonald's is likely using is called Value pricing.
What is Price?This refers to the stated value for a given product that would have to be satisfied to purchase the item.
Hence, we can see that if McDonald makes an advertisement about mini-meals that cost $3 for small bundle of items, the pricing strategy that they are using is known as value pricing,
'
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Which set of terms correctly completes this statement?
which may go towards
When you go to the doctor, you may have to pay a ……
your yearly ……
A. O co-pay, deductable
B. HMO, premium
C. lot of money, premium
D. insurance, visit
Answer:
a
Explanation:
when you go to the doctor, you pay copay
At the end of the year, Phil's Pool and Spa has money in a retained earnings account. The amount in this account represents
At the end of the year, Phil's Pool and Spa has money in a retained earnings account. The amount in this account represents profits the company kept and reinvested in the firm's assets.
What is retained earning?After paying all direct and indirect costs, income taxes, and dividends to shareholders, a company's retained earnings are the amount of profit left over.
This is the portion of the company's equity that can be used to invest in new equipment, research and development, and marketing, for example.
Thus, the amount in this account represents profits the company kept and reinvested in the firm's assets.
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Jensen was unable to meet a project deadline, and he noticed that his friend was finding it equally difficult to complete the project on time. Jensen put the blame on the management as he felt that it didn't provide the employees with adequate resources to successfully complete the project. In this scenario, Jensen's perception represents a(n) _____
The perception of Jensen to blame the management regarding the unavailability of resources is a representation of defensive bias.
What is bias?A bias is a partial psychological orientation, which represents favor towards a particular thing or condition.
When someone does want to blame himself for not being able to complete the tasks being assigned, such a person will represent a defensive bias, so that he diverts the blame from himself.
Hence, the defensive bias of Jensen is represented in the situation as aforementioned.
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victims of identity theft can request a credit freeze.
Answer:
True
Explanation:
People can use the victims credit card
The statement, "victims of identity theft can request a credit freeze" is true.
A credit freeze is a recognized and widely utilized measure to protect oneself from further identity theft-related harm.
By requesting a credit freeze, individuals can restrict access to their credit reports, reducing the risk of unauthorized accounts being opened in their name.
This measure serves as a preventive barrier, making it more difficult for identity thieves to exploit the stolen information.
Additionally, credit freezes are legally supported and regulated in many jurisdictions, providing victims with the right to request and implement this safeguard.
Thus, it is a recommended step in the aftermath of identity theft incidents to enhance security and regain control over personal financial information.
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what is the difference between policy owner and insured
In 1883, citizens all over america reset their clocks and watches to reflect the current time in one of four new u.s. time zones. these new time zones were the result of _____. a. the united states’ cooperation in a world-wide time zone reform b. american railroad companies trying to simplify and coordinate their schedules c. labor unions arguing the need for factory workers to work the same work day from 8 a.m. to 5 p.m. d. samuel morse’s realization that the sun will rise on the west coast three hours earlier than the east coast
Citizens all over America reset their clocks to reflect the current time in one of four new U.S. time zones as a result of American railroad companies.
Why the time reset?Time reset is often done due to different reasons. It may be due to error or so as to adjust a schedule.
Note that the reset was done o as to fit into the schedule of American railroad companies as they were tying to bring down or make easy and also coordinate their schedules of activities.
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Answer:
B. American railroad companies trying to simplify and coordinate their schedules
Explanation:
g he contractual rate of interest on a Bond is also known as a. the effective interest rate. b. the stated interest rate. c. the market interest rate. d. the maturity interest rate.
Answer:
B. The Stated Interest Rate.
Explanation:
hope it helps ^^'
The total interest that accumulates over time on both the principle money deposited and accumulating interest in an interest-bearing savings account is known as ______ interest.
Answer:
coumpobd interest
Explanation:
because over time on both the principle money deposited and accumulating interest in an interest-bearing savings account
How much is a standard tip?
•10-15 percent
•15-20 percent
•20-25 percent
•25-30 percent
A decline in real gdp lasting at least two quarters or more is called a.
Answer:
A decline in gdp lasting at least two quarters or more is called a recession
Explanation:
MAY IT HELP U
MARK AS BRAINLIST
Jocelyn is buying a new home with an assessed value of $196,000. The tax rate for the home is 1.4%. How much can Jocelyn expect for her not that tax payment to be?
228.67
Explanation:
I got it wrong the first time xd
Food Court Inc. Leases space to Gourmet Café. Gourmet abandons the premises when the amount of the rent due on the lease is $5,000. Food finds a new tenant, Hasty Bowls, which agrees to pay $3,500 for the space over the remainder of Gourmet’s term. Food’s measure of damages is
Food’s measure of damages is $1500.
What are the measures of damages?A method of calculating damages to be paid to an affected person is called measurement of damages. In this case; food court Inc is the victim who requires measures of damages.
Calculations:
Food court Inc provides space to Gourmet cafe on lease.
The rent due on the lease when Gourmet cafe leaves the premises is $5000
Hasty bowls, a new person agreed to pay for the space on lease is $3500
[tex]\rm{Measure \;of \;damage} = \$5,000 -\ $3500\\ = \$1500[/tex]
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Anna bakes cookies for $10 per batch, she charges customers $15 to a batch, and customers perceive that the cookies are worth $25 per batch. anna's profit margin is:
Which factor places this nation in the transitioning category? Multinational corporations operate within its borders. It is shifting from a planned to a free-market economy. It has recently increased trade with Western Europe. It has a rising GDP.
The factor that puts a nation in the transition category is the shift from a planned economy to a free market economy.
What is the free market?It corresponds to an economic principle where the action of market agents is free, with less state intervention, being voluntarily determined by the law of supply and demand.
Therefore, the free market is a factor that marks an economic transition of a nation, by instituting greater relations with other countries, greater investment and economic expansion.
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Answer:
B on edge
If you want the answer faster
What are the different components that electronic banking provides?
Answer:
Effiency, you can't spend more than you have.
Explanation:
Electrical banking allows you to make purchases online much quicker rather than punching in the numbers for your credit/debit card. And with electrical banking, the money comes directly from your account unlike a credit card its the banks money so if you spend to much, you're in debt, but that can't happen with electrical banking.
